BRRRR Method Loans and Investor Guides

Master Buy, Rehab, Rent, Refinance, Repeat. Explore state and metro guides to plan your deals — and get financing from Jake N Finance Group.

How the BRRRR Method Works

  1. Buy: Acquire under market value based on a realistic ARV and conservative rehab budget.
  2. Rehab: Focus on value‑add improvements tenants and appraisers recognize; track scope, permits, and change orders.
  3. Rent: Place qualified tenants; stabilize at market rent with proper lease terms and reserves.
  4. Refinance: Refi into long‑term debt (often DSCR loans). Confirm seasoning, LTV, DSCR, and appraisal requirements.
  5. Repeat: Use freed equity and experience to scale your portfolio responsibly.

Risks to Watch

  • Overstated ARV or underestimated rehab costs
  • DSCR shortfalls from vacancy, concessions, or taxes/insurance jumps
  • Appraisal and seasoning constraints delaying refinance
  • Permitting/inspection delays impacting carry costs
  • Rate, liquidity, and exit risk without adequate reserves

Talk to a financing specialist to stress‑test your deal.